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Specialists in Motor Trade Insurance

From restoration, repairs, sales, valeting, vehicle delivery or even part time trading through to large multi-site dealerships Peter James Insurance have a trusted motor trade policy to suit you.

Our expert team have over 66 years of experience, and with a dedicated Account Handler you can expect friendly conversation and no jargon meaning you get a policy that truly meets your requirements.

Read on to find out more about our Road Risk Cover and Combined Motor Trade Insurance.

Road Risk Cover

Suited to the needs of smaller businesses – our simple motor trade road risk policy can provide cover for a range of specific risks which can include:

  • Named drivers
  • Social, domestic and pleasure use
  • Personally owned vehicles for the policyholder (or Directors of Ltd Companies)
  • Demonstrations (accompanied)
  • Protected ‘no claims bonus’
  • Accidental damage
  • Fire
  • Theft
  • Premises cover
  • Additional Business Use

Speak to a member of the team today on 0121 422 2282.

Policy benefits can include:*

  • Windscreen Cover

  • Dedicated Account Handler

  • Accompanied Demonstration Cover

  • Payment instalments

  • Full access to the MID

Combined Motor Trade Insurance

Our combined motor trader cover includes a vast array of options and benefits and can include:*

  • Named/any driver
  • Loan and hire
  • Protection of premises and stock
  • Product Liability Cover (including all safety-critical parts sold in the UK – or Worldwide with USA/Canada cover if required)
  • Defective workmanship
  • Sales/servicing indemnity
  • Employers’ liability
  • Tools and equipment, machinery, fixtures and fittings
  • Engineering Inspection Contract

Combined polices may be written by our sister company, Stewart Miller Insurance.

Speak to a member of the team today on 0121 422 2282.

* Policy benefits, features and discounts may vary and are subject to underwriting criteria.

Interested in other commercial insurance products?

Find out more about our other commercial insurance products by clicking on the box below.


Tailor-made cover built around your business needs by a team with more than 100 years’ combined experience.

Club Insurance package

Cover made exclusively for specialist vehicle clubs.

Professional Indemnity

Professional indemnity cover for sectors including design and build, spanning a complex range of risks including wrongful advice, slander and libel.